Instant Banking Casinos: The Top Sites for Safe Deposits and Fast Withdrawals

Welcome to our guide to the best instant banking casinos in the UK! Through extensive research, we have compiled a list of the top UK casinos for April 2024 that allow you to make deposits and withdrawals using instant banking methods such as Trustly and TrueLayer.

These casino sites have been carefully selected for their reliability, secure deposits and fast withdrawals so that you can enjoy a hassle-free gambling experience. They are all licensed by the UK Gambling Commission and follow strict regulations that protect you as a player.

Deposit £10 and get
20 Free Spins
No wagering required!
Withdrawal Time
Instant (mostly)
5.0
18+, gamble responsibly, BeGambleAware.org 20 Free Spins credited upon your first £10 deposit on Big Bass Splash slot only, valued at 10p per spin. Free Spins must be used within 48 hours of qualifying. All winnings are uncapped and credited to your real money balance.
Welcome bonus up to
£100
+ 50 free spins
Withdrawal Time
Instant – 5 Hours
5.0
18+, gamble responsibly, BeGambleAware.org New reg only. Opt in & deposit £10, £25 or £50 within 7 days & further 7 days to wager cash stakes 35x to unlock reward (£50 on 2 deposits). 3 day exp. Wagering/game contributions vary. 25 wager-free spins x10p to added to Big Bass Splash with each qualifying deposit, 3 day expiry. T&Cs apply.
100% live casino bonus up to
£50
+ £6 in live casino chips
Withdrawal Time
Instant (on request)
5.0
18+, gamble responsibly, BeGambleAware.org. New players only. 7 days to opt in and deposit £10+ with a further 7 days to wager 40x on Live casino. Wagering contributions vary. Max cash reward: £50. £6 bonus has 3 day expiry to use on selected Evolution games. 10x winnings from £6 bonus. Full T&Cs apply.
100% bonus up to
£123
Eligible on slots only
Withdrawal Time
Instant – 24 Hours
4.5
18+, gamble responsibly, BeGambleAware.org #AD Welcome bonus for new players only | Maximum bonus is 100% up to £123 | Min deposit is £10 | No max cash out | Wagering is 50x bonus | Maximum bet while playing with a bonus is £5 | Eligibility is restricted for a suspected abuse | Skrill and Neteller deposits excluded | Full T&C’s apply.
Level up to spin the
Wheel of Rizk
Win free spins and cash
Withdrawal Time
Instant – 24 Hours
4.5
18+, gamble responsibly, BeGambleAware.org 'Level ups' are achieved by gaining Frequent Player Points. Frequent Player Points are gained by playing games on our casino. Play on Live Casino contributes 10% of the Frequent Player Points of Slot Games. Players will receive 1 spin on Wheel of Rizk each time they Level. T's and C's apply.
100% bonus up to
£100
Eligible on slots only
Withdrawal Time
Instant – 24 Hours
4.5
18+, gamble responsibly, BeGambleAware.org New players only. Min deposit £10. Wagering 45x bonus. Max bet £5 with bonus funds. Live casino play excluded with bonus. 100% up to £100 bonus on 1st deposit. Welcome bonus excluded for players depositing with Skrill or Neteller. No max cashout on deposit offers. Eligibility is restricted for suspected abuse. Full T&C’s apply.
100% bonus up to
£150
+ 50 free spins
Withdrawal Time
Instant (on request)
4.3
18+, gamble responsibly, BeGambleAware.org. New players only. Minimum deposit is £10. Cash & wagering conditions vary. Maximum bonus reward is £150. 7 days to claim the offer and another 7 days to wager it 35x. 50 free spins awarded on Big Bass Splash after wagering, 3 day expiry. Each free spin is worth 10p. T&Cs & exclusions apply.
100% bonus up to
£150
+ 50 free spins
Withdrawal Time
Instant (on request)
4.3
18+, gamble responsibly, BeGambleAware.org. New players deposit £10+. Cash & wagering conditions vary. Max reward £150. 7 days to claim + further 7 days to wager 35x. 50 free spins 10p each awarded on Big Bass Splash after wagering. 3 day expiry. T&Cs & exclusions apply.
100% bonus up to
£100
+ 10% cashback
Withdrawal Time
Instant – 24 Hours
4.0
18+, gamble responsibly, BeGambleAware.org Welcome bonus for new players only | Maximum bonus is 100% up to £100 | Min. deposit is £20 | No max cash out | Wagering is 35x bonus | Maximum bet with an active bonus is £5 | Eligibility is restricted for suspected abuse | Cashback is cash with no restrictions | Skrill & Neteller deposits excluded | Cashback applies to deposits where no bonus is included | T&C's apply.
100% bonus up to
£50
+ 50 free spins
Withdrawal Time
5 – 24 Hours
4.0
18+, gamble responsibly, BeGambleAware.org New Players only. Min £10 deposit & wager. Free spins on Book of Dead (30 spins on day 1, 10 on day 2, 10 on day 3) 1p coin size. 40x wagering applies. Max cash out £250. Bonus expiry 30 days. Bonus spins expiry 2 days. Game restrictions apply. Further terms apply.
Welcome bonus up to
£100 bonus
+ 10 free spins
Withdrawal Time
Instant (on request)
4.0
18+, gamble responsibly, BeGambleAware.org. New players only across two deposits. Cash rewards have 7 days from registration to opt-in from “My Promotions” page & each with 7 days wagering. Deposit £10, £25 or £50 & wager 35x. Only cash stakes qualify & wagering contributions vary. 5 free spins worth £0.10 to be claimed within Big Bass Splash with each qualifying deposit, 3 day expiry. Full T&Cs apply.
100% bonus up to
£200
+ 11 wager-free spins
Withdrawal Time
Instant (mostly)
4.0
18+, gamble responsibly, BeGambleAware.org. New players only. Offer consist of a match bonus and 11 bonus spins. Min deposit is £10. Account balance is withdrawable at any time. Upon withdrawal, any remaining bonus amount not fully wagered is forfeited. Bonus spins have no wagering. Match bonus has 35x wagering. Wagering contribution depends on game RTP. 7 days to active bonus spins. Bonus spins expire 24 hours after activation. Full T&C apply.
Welcome bonus up to
500 Free Spins
Code: NBWELCOME500
Withdrawal Time
Instant – 24 Hours
4.0
18+, #AD, gamble responsibly, BeGambleAware.org New players, £10+ deposit, no e-wallets/prepaid cards, up to 500 Free Spins, 40x wagering requirement on free spins winnings. T&C apply.
Deposit £10 and get
50 Free Spins
No wagering required!
Withdrawal Time
Instant – 11 Hours
4.0
18+, gamble responsibly, BeGambleAware.org First time depositors only. Min. deposit £10. Maximum amount of Free Spins is 50. Game: Book of Dead - Spin Value: €0.10 each. Excluding new players in Northern Ireland. OJO's Reward and Game Play Policy Applies. Read now. 1 Welcome Package per player. You cannot claim both Casino and Bingo. 18+, gamble responsibly
100% bonus up to
£200
+ 11 wager-free spins
Withdrawal Time
Instant (mostly)
4.0
18+, gamble responsibly, BeGambleAware.org New players only. Offer includes a match bonus and 11 bonus spins. Min deposit is £10. Deposited balance and winnings generated from deposit are withdrawable at any time. Upon withdrawal, any bonus amount not fully wagered is forfeited. Bonus spins have no wagering. Match bonus must be wagered 35 times. Wagering contribution varies depending on each game's RTP. Bonus spins must be activated within 7 days. Bonus spins expire after 24 hours after activation if not used. Full T&C apply.

Best Instant Banking Casinos by Unique Selling Points

Using Instant Banking at Online Casinos: The Pros and Cons

Pros
  • Instant payouts
  • Bank level security
  • Easy to use – no details needed
  • Widely supported by UK casinos
  • Free from deposit and withdrawal fees
Cons
  • None

Testing the Withdrawal Speed of Instant Banking Casinos: These Are Our Results

Here at FWC, we put casinos to the test in order to find UK’s fastest withdrawal casinos. To get a spot as one of the best instant banking casinos that we list, quick payouts are mandatory. The casinos’ processing times of withdrawals must not be longer than 24 hours.

In order to test this, we sign up for casino accounts and make a deposit with various payment methods, including instant banking. We then gamble for a bit on various games and provide the casino with all verification documents that may be necessary before requesting a withdrawal.

At the instant banking casinos we recommend, we got the following test results when depositing and withdrawing with instant banking:

CasinoClaimed Withdrawal TimeExperienced Withdrawal Time
21.co.ukInstant (on request)Instant
Bet UKInstant (on request)Instant
Slot BossInstant (on request)Instant
Pink CasinoInstant (on request)Instant
VideoslotsInstant (mostly)Instant
Mr VegasInstant (mostly)2 hours
MrQInstant (mostly)5 hours
LeoVegasWithin 5 hours1 hour
PlayOJOWithin 11 hours3 hours
NetBetWithin 24 hoursInstant
Fun CasinoWithin 24 hours22 hours
HyperWithin 24 hours15 hours
All British CasinoWithin 24 hours10 hours
RizkWithin 24 hours11 hours

Do note that each withdrawal is unique and that our experienced withdrawal time isn’t a guarantee of the time you will experience when cashing out your casino winnings with instant bank transfer.

Casino Withdrawals With Instant Banking: How Long Does It Take to Get the Funds?

Using instant bank transfer to withdraw casino winnings, it can take anywhere from a few minutes up to a couple of days to get the money credited to your bank account. How quickly you’ll receive the funds is all up to the casino you’re withdrawing from.

Instant bank transfers have instant transaction times. This means that once funds are sent from the casino, they are received in your bank account. Thus, the time you have to wait to get your money depends on how fast the casino sends it to you.

The instant banking casinos we recommend have a withdrawal time ranging from 0 – 24 hours, which means that you’ll never have to wait very long to get your funds.

Speeding Up Instant Banking Withdrawals: The Tips and Tricks to Use

While Instant banking withdrawals have instant transaction times, casinos still have a processing time. This time can either be sped up or minimized from delays by applying the below tricks:

  1. Speaking with the customer support
  2. Making all your deposits with instant bank transfer
  3. Being recognized as a valued player at the casino
  4. Complete KYC verification ahead of time

Some instant banking casinos are extra helpful and will instantly process your withdrawal request if you reach out to customer support and ask them kindly. This includes LeoVegas and Bet UK. Many will not do it, but asking never hurts.

To receive fast withdrawals via instant banking, making your deposits via instant banking is a prerequisite. As per their license regulations, instant banking casinos may only process withdrawals to the same method that was used to deposit.

Those who spend the most money at casino sites usually get special treatment which includes faster withdrawal times. This is not something you should aim for though as playing responsibly and never depositing more than you can afford is crucial.

KYC verification includes providing a casino with an ID, proof of address, and possibly additional documents. This is a necessity at any legit online casino where instant banking is available. Provide these documents ahead of time and it will ensure that your withdrawals won’t get delayed.

Withdrawal and Deposit Limits at Casinos: What Is the Minimum and Maximum With Instant Bank Transfers?

Instant banking casinos set their own minimum limits for deposits and withdrawals. Thus, these can vary quite a bit from one UK casino site to another.

A minimum deposit of £10 is the general limit that applies to most casino sites. However, there are exceptions, such as AllBritishCasino where the limit is £25.

Withdrawing, the minimum limit with instant banking is never higher than £20. With most UK casinos it would be £10.

Maximum withdrawal limits vary a lot among casino sites so it’s always best to check with the casino in question. However, at those instant banking casinos that are licensed by the UKGC, you can always withdraw as much as you like at any time. This is a requirement set by the regulator and includes all the casinos we recommended on our website.

What Are the Transaction Fees for Using Instant Banking?

Normally, there are no fees at all for using instant bank transfer at UK casinos. The open banking service prides itself for being free as a direct link between your bank account and the merchant site. Only if the casino manually charged a fee, one would be experienced. But this is hardly ever the case.

The Safety of Instant Bank Transfers: How Protected Are You When Depositing to Casino Sites?

Instant banking is arguably one of the safest ways to deposit to UK online casinos. Via API technology, a direct link between your bank and the casino is established in a way where no financial information is shared or stored with the casino. Information is only shared with your bank, which basically means that instant banking provides bank level security.

In the UK, the instant banking service is regulated by the Financial Conduct Authority which also helps to ensure high safety standards.

How to Use Instant Banking at UK Online Casinos: Depositing and Withdrawing

To deposit using instant banking at a UK online casino, follow these 7 steps:

  1. Create an account with an instant banking casino.
  2. Automatically go through electronic verification.
  3. Provide an ID and proof of address if electronic verification fails.
  4. Go to the deposit section of the site and select instant bank transfer.
  5. Type in the amount you want to deposit and confirm.
  6. Select the bank which you have an account with.
  7. Verify the transaction via your bank application.

To withdraw using instant banking at a UK online casino, follow these 4 steps:

  1. Log in to your casino account and go to the withdrawal section.
  2. Select instant bank transfer as your method of withdrawal.
  3. Type in the amount you would like to withdraw.
  4. Confirm and wait for the casino to process your request.

Do We Recommend Using Instant Banking at Casino Sites?

Most definitely. If there is one payment method we recommend over any other, it’s instant bank transfer. It offers top-level security, super-fast transactions and is incredibly easy to use.

As the vast majority of us already have a bank account, all we have to do is select our bank when making a deposit and then verify the transaction via our bank application. That’s highly convenient.

Is there any reason to use another banking method such as Skrill, Neteller or PayPal? Not if you ask us.

About Instant Bank Transfers

Instant banking, also known as open banking, is a financial system that enables online casinos and other service providers to access the data of financial institutions such as a bank. This is done through APIs (Application Programming Interfaces).

The instant banking service benefits the consumer as well as the merchant. At online casinos, players can make instant transactions directly from their bank account, without the need to enter sensitive information such as card details.

Online casinos also benefit from the connection to the player’s bank as they can verify where the money is coming from and where it is going.

One of the earliest companies to provide open banking was Trustly which was founded in Sweden in 2008. In the UK, the service was not introduced until 2018, but since then, instant banking has become a common and popular payment method at UK casino sites.

FAQ

Am I able to cancel a withdrawal made via instant banking?

Playing at a UKGC-licensed casino you would not be able to cancel an instant banking withdrawal as that would go against the rules of the UK Gambling Commission. To protect players, the UKGC has made it forbidden for online casinos to support reverse withdrawals.

Can I withdraw more money with instant banking than I have deposited to a casino?

Of course! As long as you have made your deposits with instant banking, whatever money you may win from the casino can be withdrawn using the method.

Is instant banking a fast withdrawal method at online casinos?

It is the fastest along with e-Wallets such as Skrill, Neteller and PayPal. Using instant banking at UK casinos, you can experience close to instant withdrawal times and rarely have to wait longer than 24 hours. This is because there is no transaction time with instant banking. Once the money is sent by the casino, it is received in your bank account.

Do I need to provide documents to withdraw with instant banking at casinos?

Yes. As with all payment methods, using instant banking at online casinos in the UK require you to go through KYC-verification. It includes providing an ID to verify your age as well as a utility bill or similar to verify your home address.

In rare cases, additional documents might be requested as well such as a source of income that would prove that your gambling funds are legally obtained and that you earn enough compared to what you bet.

Are there any benefits to using instant banking at a UK casino over other payment methods?

The benefits are many. Instant banking is highly convenient as all you need to use it is a bank account. The deposit process is also quick as you only need to choose your bank, enter the deposit amount and verify the transaction on your banking app. This process also makes instant banking safer than many other payment methods as no financial information is shared with the online casino.

With the added benefit of no transaction time, making it possible to get instant withdrawals when you cash out your casino winnings, instant banking is superior to all other payment methods.

How do I know if an online casino in the UK is safe and secure for using instant banking?

The instant banking service itself is highly secure and considered safe to use at any UK casino site. Making transactions to and from a casino, financial information is only shared with your bank and not the casino.

However, to ensure that the casino is trustworthy and protects you as a player, it should be licensed by the UK Gambling Commission. It then follows strict regulations that ensure your safety.

Which is the best alternative to using instant banking at UK casinos?

The best alternative to instant banking is debit cards such as Visa or Mastercard. In many ways, debit cards are a similar payment method as they are highly convenient, secure and will use funds from your bank account when you make deposits and withdrawals. Visa would be the best choice as similarly to instant banking, you could experience very fast withdrawal times thanks to its Visa Fast Fund feature.


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