Debit Card Casinos: The Top Sites for Safe Deposits and Fast Withdrawals

While we guarantee the accuracy of our test, please do note that every withdrawal is unique and depending on certain circumstances, you may experience faster or longer withdrawal times.

Casino Withdrawals With Debit Cards: How Long Does It Take to Get the Funds?

When withdrawing your casino winnings with a debit card, there are two things that affect the speed at which you will receive your funds:

• The processing time of the casino
• The transaction time of the debit card

The processing time of the casino is how long it takes for the casino to approve your withdrawal request and send you your money. At the best debit card casinos that we recommend, this is done quickly and never takes longer than 24 hours. However, at other gambling sites, it could possibly take several days. 

The transaction time of the debit card is out of the casino’s control and is the time it takes for the funds to reach you once they are sent. This is generally 1 – 5 bank days, with one exception. If your debit card is a Visa and your bank supports the Visa Direct / Visa Fast Fund feature, it would take no longer than 4 hours to receive your money. 

Speeding Up Debit Cards Withdrawals: The Tips and Tricks to Use

The best way to get your casino winnings quickly is to play at the fastest withdrawal casinos with the shortest processing times. But apart from this obvious fact, there are five things to consider that can help you get your money the fastest when withdrawing at online casinos with a debit card. 

1. Speak with customer support
2. Make your deposits and withdrawals with the same debit card
3. Be recognized as a valued player at the casino
4. Complete KYC verification ahead of time
5. Meet all the terms and conditions of the casino

Normally, support agents can and will not speed up a withdrawal on request, but there are exceptions. Some debit card casinos are very accommodating and will go the extra mile to help you out. This is especially true if you’re a valued player at the casino – one that regularly plays and has the income to support big bets. Such players often get expedited withdrawals.

Any legit online casino that supports debit cards will require KYC verification at some point and until done, all withdrawals will be on hold. This verification includes providing the casino with an ID and proof of address (and possibly additional documents). Complete this ahead of time to avoid delayed withdrawals.

Another thing that can lead to an online casino refusing to cash you out and delaying your debit card withdrawal is using different payment methods for depositing and withdrawing. If you want to withdraw with a particular debit card, it is also important that your deposits are made with that same debit card. 

Lastly, breaching any of the terms of the debit card casino is bound to get your withdrawals delayed or even confiscated. Always read the online casino’s terms and conditions and follow the rules!

Withdrawal and Deposit Limits at Casinos: What Is the Minimum and Maximum With Debit Cards?

For debit card deposits, most online casinos have a minimum limit of £10. There are those with a slightly lower and slightly higher limit, but they are few in number. 

When it comes to withdrawals, the minimum limit will vary from £0 – £20 at most debit card accepting online casinos. There are a few sites that might have a higher limit, but this is highly unusual.

In the below table, you can see what the minimum debit card deposit and withdrawal are from the debit card casinos that we recommend playing at. 

As for maximum limits, those online casinos with debit cards that are licensed by the UK Gambling Commission have none as they are not allowed to limit how much you can withdraw. They may only have a limit per withdrawal request. However, as a player, you can make as many requests as you like.

Other debit card casinos, may, on the other hand, have a weekly or monthly maximum withdrawal limit. This can vary widely from one casino site to another. 

What Are the Transaction Fees for Using Debit Cards?

Whether you are withdrawing or depositing to an online casino with a debit card, there is normally no fee at all. However, there are some instances where a fee might be charged.

Some online casinos will charge you a 2.5% – 5% fee on deposits with debit cards. This is not true for any of the top debit card casinos that we recommend, but it may still apply to some gambling sites.

A withdrawal fee is more common for casinos to have even if this too is rare. Among the ones that we recommend, only NetBet, Conquer Casino and BritainBet has one. With NetBet, this is 1.5% for debit card withdrawals above £500 and with the other two casinos, 1% up to a maximum of £3.

It’s important to note that even if a casino isn’t charging a fee, it may be that the bank that issued your debit card will when you make a deposit to the casino or withdraw money from it. This is especially true if your casino account and the bank account to which the debit card is tied to isn’t in the same currency. In such a case, a currency exchange fee will be charged.

The Safety of Debit Cards: How Protected Are You When Depositing to Casinos?

Debit cards are considered highly safe to use for casino deposits as long as you play at a licensed and regulated gambling site, preferably one licensed by the UK Gambling Commission. 

Even though your debit card details are shared with the casino when you make a deposit, gambling sites aren’t able to see your full card number. They can only see part of it for security reasons. However, the same might not be true for unlicensed and rouge online casinos. 

As part of the KYC that a regulated casino is required to carry out, you may have to take a photo of the front and back of your debit card and send it to the casino. This may sound worrying. However, the casino would only ask you to show the numbers they can already see in their system and ask you to cover up the rest. 

There are two security features of debit cards that also make them safe to use at online casinos. The first is two-factor authentication. Even if someone, in theory, would get a hold of your debit card details, they can’t make purchases with it as any transaction must be verified via your banking application. 

If your debit card is a Visa or Mastercard, you are also protected by a zero-liability policy. This means that if a transaction was made from your debit card that wasn’t authorized by you, you would receive your money back from the bank. 

How to Use Debit Cards at UK Online Casinos: Depositing and Withdrawing

To deposit using a debit card at a UK online casino, follow these steps:

1. Visit a casino site that accepts your type of debit card.
2. Create an account by providing name, date of birth, address and other details.
3. Verify those details, if requested, by uploading proof of ID and proof of address.
4. Click the ‘deposit’ button or the balance icon to go to the cashier.
5. Select the debit card you want to deposit with.
6. Enter the amount to deposit and your full card details.
7. Confirm the transaction and authorize it via your banking app.

To withdraw using a debit card at a UK online casino, follow these steps:

1. Click on your balance in the menu of the site to go to the cashier.
2. Select the tab that says ‘withdrawal’.
3. Choose to withdraw via the debit card you deposited with.
4. Type in the amount you want to withdraw.
5. Confirm your selections.
6. Wait for the casino to approve the withdrawal request.

It’s important that the withdrawal is requested to the same debit card used to deposit to the casino as otherwise the request will be cancelled. 

Do We Recommend Using Debit Cards at Online Casinos?

For the sake of convenience and its bank backed security, we do indeed think that debit cards are a good banking method to use at casino sites. As you’re likely to already own a card, it’s easy to fetch it in order to make a deposit as opposed to other payment methods that you might have to sign up for an account for.

However, we do not recommend debit cards if you’re looking for the fastest possible withdrawal times. While a cashout to Visa can be as quick as a few minutes or hours if the Visa Fast Fund feature is supported by your bank, it could also take up to 5 banking days if it isn’t. And with Mastercard, only the latter is true. 

For the fastest withdrawal times, our suggestion is to use instant banking if it is available at the online casino. Otherwise, to use an e-Wallet such as Skrill, Neteller or PayPal.

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